The Singaporean Guide to Money
- The Singaporean Guide to Personal Finances – 4 Step Personal Finance Guide
- The Singaporean Guide to Personal Finances – Saving
- The Singaporean Guide to Personal Finances – Investing
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All posts are for information only and should not be taken as financial advice. Read about why finfluencers cannot provide financial advice here.
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Good news – Xtrackers to list 4 new ETFs on SGX
Xtrackers will be listing the following 4 ETFs on the Singapore Stock Exchange (SGX) on 13 October 2026. This is great news for Singaporean retail investors who don’t want the hassle of buying ETFs on foreign stock exchanges in foreign currencies. It will make investing in a diversified index fund (that’s XWR) much easier for…
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What is DCA in investing?
You’ve followed the advice in this blog and invested $100,000 into stocks. Those are your life savings. This will help you prepare for retirement. And then you see that bad news is happening. The economy is doing poorly. People are getting retrenched. And your $100,000 is now $80,000. A bear market is here, and it…
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What is Financial Literacy?
And why does it matter? Many things in life involve money. Almost everything. Want to buy a house? That costs money. Want to have a baby? That costs money too. Take a holiday? You’ll spend money. Visit a friend? Taking the MRT costs money, too. Financial Literacy is defined as the ability to make informed…
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My top 3 books about personal finance
Personal finance is more personal than finance. I believe the best way to learn is through reading and doing. I’ve already written about books like If You Can and The Art of Spending Money. These books are great and they really helped me on my money journey. If you are wondering which books to start…
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How much should you save a month?
This is something that everyone asks. Let me share with you something that I don’t normally tell others. I’m not currently saving anything. I’m actually spending more than I’m making. It can seem very hard to save when this is your situation. I know, because it’s also something I’m struggling with. Here’s what I’m doing…
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National Day Rally 2026 – Singaporeans get up to $42,000 extra per child in support
PM Lawrence Wong has announced that parents will get nearly $70,000 in child support per child, regardless of birth order or number at the National Day Rally 2026. New SG Child Support Package from Age 0–17 Baby Gift CDA First Step CDA Matching MediSave Grant Child Credits Edusave PSEA Top-Up The components of the handouts…
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Investors lost $3.8 trillion to market timing – Morningstar Mind the Gap 2026
Morningstar’s Mind the Gap Report for 2026 found that investors’ timing of buying and selling of funds cost them 1.2% annualised return a year. That’s a 12% difference in total return. The funds involved held about $29.7 trillion, when they should have been worth $35 trillion. About $3.8 trillion of that difference was due to…
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A basic guide to financial planning
There is only one job of a financial plan. It is to make sure you have the money you need when you need it. And there are 4 simple steps to complete. Step 1: Spend less than you earn A financial plan cannot work if you don’t have money left over. For the plan to…
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The art of spending money
and the tragedy of not doing so. Masashi, 76, and Hisako, 74, are married. They retired with $350,000. They also have a pension of over $2000 per month. They were frugal and they saved for retirement. And they regret it. Morgan Housel writes about why they aren’t the only ones in The Art of Spending…
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A Singaporean retired at 35. What can we learn from him?
As I was writing another blog post, I saw that someone shared a CNA video. I was stunned. If you haven’t seen the video, you can watch it here: Colin Lau retired at 35. He has financial freedom. And he is not rich. How did he get here? Should we follow him? And what can…